Spring is in the air, and now would be a great time to think about ways to contribute to the environment. One way to do so, if you have an outdoor swimming pool, is to consider a solar pool heating system. Not only will it save you money, it will reduce greenhouse gas emissions.

The system is fairly simple to create. The pool provides the thermal storage, so there is no need to purchase anything for this particular aspect. And, the pump that is currently used to filter the water in the pool will also circulate the water through the solar collectors.

Pool Cover

A pool cover will drastically save on heating costs and cost, on average, around $120. Not only that, but this will also reduce the greenhouse gas emissions that are harmful to our environment. David Boehmer states, “…all other pool heating methods…should only be used in conjunction with a pool cover. Not to do so would be like running your house air conditioner during August with the doors and windows open. The system will still work, but the operating cost will be as much as three times higher.” Visit the United States Department of Energy’s Energy Efficiency and Renewable Energy website to peruse estimates of how much it costs to heat a pool with and without a pool cover.

One of the reasons swimming pool covers are so effective is due to the loss of water incurred through evaporation. A pool cover alone can provide up to 50%-70% savings. There are various types of pool covers that you can consider in your purchasing decision. Bubble (or solar) covers are probably the least costly. Vinyl covers, however, are made of a thicker material and tend to have a longer life expectancy than bubble covers.

As stated, pool covers provide savings in your energy costs. However, they also have the following benefits:

* They conserve water by reducing the amount of make-up water needed by 30%-50%

* They reduce the pool’s chemical consumption by 35%-60%

* They reduce cleaning time by keeping dirt and other debris out of the pool

Solar Swimming Pool Heaters

A solar pool heater can significantly reduce the costs you acquire through heating your pool. Not only are they similar in price with other heating options, but they also have extremely low annual operating costs. When compared in many climates, they actually come out on top as being the most cost effective. These types of swimming pool heaters generally last longer than their gas and heat pump counterparts. With proper maintenance, they can last anywhere from ten to twenty years. Here is what is usually included in solar swimming pool heaters:

* A solar collector – the device through which pool water is circulated to be heated by the sun

* A filter – removes debris before water is pumped through the collector

* A pump – circulates water through the filter and collector and back to the pool

* A flow control valve – automatic or manual device that diverts pool water through the solar collector

The material that solar pool collectors are made of varies, and the specific type you will need is dependent on what climate you live in.

David Tanguay is dedicated to providing research, reviews & helpful information to consumers and businesses. For more information related to Green Energy and Geothermal Power please visit http://greenenergyonline.org

I’ve wanted a pool forever and considered selling or renting my home to get a home with a pool. I know they can be a pain and expense in terms of upkeep, so please don’t respond telling me what a waste it is. I’ve decided to keep my home and add a pool. Here are my options.

(1) Refinance my current mortgage ($130k) to include the cost of the pool ($30k). The pool would be amortized over 30 yrs…so the jump in payment would only be a couple hunded a month. I’d have to pay fees with the refinance, and my rate would go up about half a point from where it is now.

(2) Do a home equity line of credit for the cost of the pool. I’d only pay interest and a small portion of the balance but would pay off the pool when the house is sold (though there’s no plan to do so for the next 5+ yrs). Interest would be deductible.

(3) Pay for it out of savings and be done with it. This seems cleanest, but there’s no tax deduction and I deplete part of my rainy day fund. Suggestions?
Levendis: As to rates, my current mortgage is at $130k at 5.5 percent. If I refinance I’d be looking at 15 years I might be able to get 6, or slightly higher, 30 years would probably be 6.5. Home’s value is at $260 plus or minus. I recognize I won’t get $30k improvement in equity by adding the pool. The HELOC I have now for $10k is inching up to 9%…however, I’ve received offers of a standard Home Equity Loan for $75k at $6.99 fixed (30 year). As to savings…I have about 90k with about 75 of that in CDs.

If you are installing a new in-ground swimming pool or above ground pool on your property, you should look into other insurance options besides the typical coverage given on your homeowners insurance. In the event of an accident in or around your swimming pool, many times homeowners insurance is not alone sufficient to protect you and your assets in the event of a lawsuit. If you are already a pool owner or are considering a new swimming pool, you should look at more comprehensive insurance options.

If you are not properly insured and someone gets hurt around your swimming pool, it can lead to trouble. Even if your pool will only be used by family and friends, anyone – and sometimes especially family and friends – may turn on you and consider a law suit as a means to recover damages from a loss. Getting sued by people close to you is usually not out of spite or hatred but many times out of necessity. Medical expenses are high and can mount up to a point that there is no way out of the insurmountable debt. Many times, if a serious injury has occurred, people can’t afford not to sue. The bad news for pool owners is if the accident happens around your swimming pool, you are ultimately at fault regardless of the atmosphere the accident took place.

If someone does get hurt, don’t be alarmed if you get sued. It happens and accidents happen when you least expect it. Even if you monitor your swimming pool 24/7, accidents happen in the blink of an eye. Pools are hazardous areas and accidents usually occur by diving and running around the slippery surface surrounding the pool. But, don’t let this turn you off from pool ownership. Accidents can happen anywhere – in your yard, in your home, on your sidewalk – anywhere. Swimming pools have statistically higher accident rates so it is a good idea to opt for extra insurance and keep you completely covered.

Liability insurance is the best insurance to get for swimming pool owners. Try to get the highest coverage possible in your price limit such as 300k – 600k. An umbrella plan is also a great option because it is a separate liability policy in addition to homeowner coverage. The umbrella plan kicks in extra coverage when your homeowner’s insurance plan drops off ensuring complete coverage in any situation.

Cost wise, the extra insurance coverage is not bad. The umbrella coverage or stand alone liability plans are usually an extra 30 to 40 dollars extra a month. To offset the costs even further, consider buying all of your plans from the same insurance provider. Insurance companies usually offer bulk discounts if you purchase all insurance from them (i.e. life, auto, home, liability). As pool owners, extra insurance is not a necessity but it is highly recommended. It is better to be safe than sorry.

Nicolas DAlleva is the quality insurance coordinator for Poseidon Pools. Poseidon swimming pools is an inground gunite swimming pool contractor and master swimming pool builder in Pennsylvania, Maryland, New Jersey, New York, and Delaware. We build custom inground pools, custom spas, and commercial pools as well as landscaping, patios, and pool houses.

Owing a swimming pool is a large responsibility. The pool has to be cleaned and maintained on a regular basis. In addition you have to find way to prevent unthinkable accidents from occurring. However, if you will follow safety and maintenance guidelines you can enjoy the many benefits of being a swimming pool owner. One of the most effective ways to make your poll safe while reducing the stress and time needed for cleaning your pool is to purchase swimming pool covers. Swimming pool covers require a onetime investment in your pool but offer benefits for years to come.

Enjoy a Cleaner Pool with a Swimming Pool Cover

Swimming pool covers can help to keep your pool cleaner in a number of ways. Consider the following ways a swimming pool cover will help to keep your pool cleaner.

•Without a cover the water can evaporate. When this happens your expensive chemicals will evaporate too.

•A cover will keep limbs, leaves, and natural debris from entering your pool.

•Some forms of algae need sunlight to grow. By using a cover you can eliminate algae from growing when your pool is covered.

As you can see there are many cleanliness benefits that a swimming pool can offer.

Save Energy by Using a Swimming Pool Cover

Most of the energy consumption required of a pool comes from heating and cleaning the pool. By covering the poll you will reduce the amount of energy required to complete these tasks. After all, without a pool cover the water will evaporate much quicker and require fresh water to be added and heated. In addition, swimming pool covers can keep the heat in the pool when it is not in use so that you do not have to continuously heat the pool. You can also use solar swimming pool covers to heat your pool using the energy of the sun. This can save you a lot of money of the time you own your pool.

Prevent Accidents with Swimming Pool Covers

Swimming pool covers will make you poll much safer. You cannot always be watching or looking after your pool. Therefore, it is very possible that an unfortunate accident could occur if a child were to fall in. In most areas you are required to take steps to make your pool safe and prevent accidents. In addition to keeping children out of the pool a swimming pool cover will keep pets and stray animals out of your pool.

Minimize Set up Time

Getting your pool ready for the summer months can be quite a pain if you haven’t had the pool covered. Over the winter month’s debris, water, and dirt can get into the pool. In this situation it can require days of scrubbing and cleaning to prepare the pool for use. However, with a swimming pool cover you can drain the pool in the fall, cover it in the winter, and it will be ready for use come spring. Swimming pool covers make owning, maintaining, and enjoying your pool easy.

Swimming Pool Information on inground and above ground swimming pools including maintenance, design, construction, and repair. For details visit http://www.swimmingpoolpros.net

I did not make this video but it has some good content and I agree with the content presented. Presentation about differences in swimming pool and spa gunite construction. We also cover all aspects of the patio, including in-deck lighting and solar as well as low-voltage landscape lighting.